Terms and Conditions

1. Acceptance of Terms

By creating an account, accessing the Phuerte Inwersanza website, or otherwise using any of the services offered by Phuerte Inwersanza ("we", "us", "our"), you confirm that you have read, understood, and agree to be bound by these Terms, together with our Privacy Policy. If you do not agree to these Terms, you should not access or use the services.

2. Description of Service

Phuerte Inwersanza provides AI-driven data analysis and risk-management tools intended to support decision-making for mobile investors and remote-first businesses. The service is provided on an "as is" and "as available" basis. We do not guarantee that the outputs, reports, or analysis generated through the platform are complete, accurate, or suitable for any particular purpose.

3. Not Financial Advice

Nothing produced by Phuerte Inwersanza, including any report, dashboard, score, or recommendation, constitutes financial, investment, legal, or tax advice. Any decisions made based on information obtained through the service are made at your own discretion and risk. You should consult a qualified professional before making any financial or business decision.

4. Eligibility and Account Registration

To use certain features of the service, you may be required to register for an account and provide accurate, current, and complete information. You are responsible for maintaining the confidentiality of your account credentials and for all activity that occurs under your account. You must notify us promptly of any unauthorized use of your account.

5. Acceptable Use

You agree not to misuse the service. This includes, without limitation, agreeing not to:

• Attempt to gain unauthorized access to any part of the platform or its underlying systems;
• Use the service for any unlawful, fraudulent, or harmful purpose;
• Reverse-engineer, decompile, or attempt to extract the source code of the software;
• Interfere with or disrupt the integrity or performance of the service;
• Resell, sublicense, or redistribute access to the service without our prior written consent.

6. Subscription, Fees, and Payment

Certain features of Phuerte Inwersanza may be offered on a subscription or paid basis. Where applicable, fees, billing cycles, and cancellation terms will be presented to you at the point of purchase. You are responsible for all charges incurred under your account. Fees are generally non-refundable except where required by applicable law.

7. Intellectual Property

All content, software, design, trademarks, and other intellectual property associated with Phuerte Inwersanza are owned by us or our licensors and are protected by applicable intellectual property laws. These Terms do not grant you any ownership rights in the service; you are granted only a limited, non-exclusive, non-transferable license to use the service in accordance with these Terms.

8. User Content and Data

Any data, files, or content you submit to the platform ("User Content") remains your property. By submitting User Content, you grant Phuerte Inwersanza a limited license to process, store, and analyze that content solely for the purpose of providing and improving the service. You are responsible for ensuring you have the necessary rights to submit any User Content.

9. Third-Party Services

The service may integrate with or link to third-party tools, platforms, or data sources. We are not responsible for the availability, accuracy, or content of any third-party services, and your use of such services is subject to their own terms and policies.

10. Disclaimer of Warranties

To the fullest extent permitted by applicable law, the service is provided without warranties of any kind, whether express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, and non-infringement. We do not warrant that the service will be uninterrupted, secure, or error-free.

11. Limitation of Liability

To the maximum extent permitted by law, Phuerte Inwersanza and its affiliates shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits, revenue, data, or business opportunity, arising out of or in connection with your use of, or inability to use, the service.

12. Indemnification

You agree to indemnify and hold harmless Phuerte Inwersanza, its officers, employees, and affiliates from any claims, damages, liabilities, and expenses arising out of your use of the service, your violation of these Terms, or your infringement of any third-party rights.

13. Termination

We may suspend or terminate your access to the service at any time, with or without notice, if we believe you have violated these Terms or for any other reason at our discretion. You may stop using the service and, where applicable, cancel your account at any time.

14. Changes to These Terms

We may update these Terms from time to time to reflect changes in our practices or for other operational, legal, or regulatory reasons. We will post the updated Terms on this page. Continued use of the service after any changes constitutes acceptance of the revised Terms.

15. Governing Law

These Terms shall be governed by and construed in accordance with the laws applicable in the jurisdiction in which Phuerte Inwersanza operates, without regard to conflict-of-law principles. This section is a placeholder and should be adapted to reflect the specific jurisdiction and governing law applicable to your business.

16. Contact

Questions regarding these Terms can be directed to Phuerte Inwersanza through the contact channels listed on our website.